2025-2026 Legislative Agenda

Join us in the fight for economic justice as we work to build consumer protections for Washingtonians during the 2025-2026 legislative session in Olympia.

OUR PRACTICE AREAS

debt-defense

Debt Defense

Being in debt can be scary, but you're not alone. One in three Americans is in collections. We help clients fight back against unlawful debt collection practices.

foreclose

Foreclosure Prevention

You have rights when facing foreclosure. We help homeowners find solutions to avoid foreclosure and protect their homes from deceptive mortgage servicing.

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Automobile Fraud

Millions of car buyers are estimated to be defrauded each year. We help people fight back against dealerships who sell unsafe vehicles and deceptive financing.

bankruptcy

Consumer Bankruptcy

Bankruptcy is an opportunity for a financial fresh start. We help clients navigate the process to earning relief from debt.

loans

Student Loans

Two out of three students graduate with significant debt. We help people find answers and fight predatory practices.

NEWS & EVENTS

Latest Updates

Navigating Debt Collection: Unraveling the Impact on Credit Scores

By NWCLC Staff | February 2, 2024

Credit scores and Debt Collection. The two are often linked together as they are a significantly impact individuals’ financial well-being. Understanding this connection is crucial…

Dealing With Debt Collection

By NWCLC Staff | February 2, 2024

Dealing with debt collection can be a daunting experience, causing stress and anxiety for individuals already facing financial challenges. This year, debt collection cases were…

When to Consider Bankruptcy 

By NWCLC Staff | December 14, 2023

Facing financial challenges can be extremely overwhelming, especially if you’re attempting to make progress but the debts just keep piling up. Just know that many…

Upcoming Events

Pro Se Bankruptcy Clinic

Feb 20, 2025 1:00PM—3:00PM

Telephonic

Pro Se Bankruptcy Clinic

Feb 06, 2025 1:00PM—3:00PM

Telephonic

Pro Se Bankruptcy Clinic

Dec 19, 2024 1:00PM—3:00PM

OUR IMPACT

"[The staff] at NWCLC are absolutely fantastic-incredibly thorough, attentive and professional. They made what would have been a stressful and complicated situation easy. "

Monet Steadman
Former Client

JUSTICE FOR ALL

If you are charged with a crime, you have a right to legal representation. But, if you are scammed out of your life savings or are a victim of unscrupulous medical debt collection, you are on your own. In Washington, 80% of low-income households have at least one civil legal problem.

0%

of Americans have missed a bill payment due to COVID-19

0%

of students graduate with significant debt

0%

of Americans are in collection

JOIN THE FIGHT

Equal access to legal representation is critical to ending poverty, combating discrimination, and creating opportunity. Your contribution could be the difference in whether someone loses their home.